信用卡的普及英语作文_专升本高分英语作文4篇

关于”信用卡的普及“的英语作文范文4篇，作文题目：Popularity of credit cards。以下是关于信用卡的普及的专升本英语范文，每篇作文均为高分范文带翻译。

高分英语作文1：Popularity of credit cards

Credit cards have been negatively affected by the credit crunch of the past few months, which will only lead to more debt and unfair interest rates. However, if a credit card is used correctly and you can keep up with your payments, they are very valuable in many ways. One of the most beneficial aspects of having a credit card is that it can help you.

If you have almost no borrowing experience, then you can improve your credit score. Using a credit card can help to convey to other creditors that you are a responsible and reliable borrower. Another advantage of having a credit card is that it is easier to buy things from companies, such as hotels in the tourism industry, airlines Airlines and car rental companies prefer to pay by credit card.

Some companies simply don't accept cash payment and this convenience. Many credit card companies provide insurance for large purchases. An example is that when XL Airlines went bankrupt in September, a more obvious advantage of credit card is also one of the main reasons why people apply for credit card.

Credit card refers to that you are in an emergency If you resist the temptation to spend money on credit cards, you will have a large amount of money to use when you need it most. You only need to pay the interest on the purchase or withdrawal. So it is very valuable to leave the credit card at home (where you can't spend).

What are the advantages of commercial credit card that are easier to obtain than credit card? These credit cards can help little Business owners save cash and can also buy the equipment and supplies needed to keep the business growing. According to the survey report, more than% of small businesses now have credit cards, and the number continues to rise. This is no different from personal credit cards.

The same warning is correct: commercial credit cards must be used with caution and only for business needs. Although commercial credit cards usually charge an annual fee, they are usually symbolic. In this kind of commercial credit card, there are many advantages are obvious, including: another advantage of commercial credit card is that you can use it to show the growth of business and promote the development of business.

Even the people who run family business can get more credit when swiping commercial credit card.

中文翻译：

信用卡在过去几个月的信贷紧缩中受到了负面影响，它们只会导致更多的债务和不公平的利率。然而，如果一张信用卡被正确地使用并且你能跟上你的支付，它们在很多方面都是非常有价值的。拥有信用卡最有益的一个方面就是它可以帮助你如果你几乎没有借贷经验，那么你可以提高你的信用评分，使用信用卡有助于向其他债权人传达你是一个负责任和可靠的借款人拥有信用卡的另一个好处是可以更容易地购买一些公司的东西，例如旅游行业的酒店，航空公司和汽车租赁公司更喜欢用信用卡支付，有些公司根本不接受现金支付以及这种便利性，许多信用卡公司为大额购买提供保险一个例子就是当XL航空公司在xx月份破产时，信用卡的一个更明显的好处，也是人们申请信用卡的主要原因之一信用卡，是指你在紧急情况下可以取到钱如果你抵制住把钱花在信用卡上的诱惑，你会有一大笔钱在你最需要它的时候使用你只需支付购买或取现的利息，所以把信用卡放在家里（在那里你无法消费）是非常有价值的，商业信用卡比信用卡更容易获得的优势是什么，这些信用卡可以帮助小企业主节约现金，同时还可以购买保持企业发展所需的设备和用品。

调查报告显示，超过%的小企业现在都有信用卡，而且这个数字还在继续上升，这与个人信用卡没什么不同，同样的警告也是正确的：商业信用卡必须谨慎使用，而且只为了业务的需要。虽然商业信用卡通常收取年费，但通常是象征性的。在这类商业信用卡中，有许多优点是显而易见的，包括：商业信用卡的另一个优点是使用它，你可以在展示业务增长的同时促进业务发展，即使是经营家庭业务的人在刷商业信用卡时也能获得更多的信誉。

万能作文模板2：信用卡的普及

Credit card personal credit card is becoming more and more popular in China. Banks and other financial institutions are encouraging customers to change the way they buy credit cards, that is, the so-called plastic money is being offered on very favorable terms to encourage consumers to change their purchase now and pay later. Many people think that this is an advantage, but people need to be careful about the risks of credit cards.

Some people find that there are risks in credit cards It's easy to get over budget. They're tempted to buy goods they don't really need, and they're quickly overburdened by debt. Credit cards usually charge high interest rates, which exacerbate these people's problems.

However, using credit cards wisely can improve people's quality of life. They can give people money to cope with sudden unexpected expenses and deal with them properly, They can let people control their expenses, and record their money in monthly reports. My most admired English teacher.

中文翻译：

信用卡个人信用卡在中国越来越普遍，银行和其他金融机构都在鼓励客户改变购买方式信用卡，也就是所谓的塑料货币正以非常优惠的条件提供，以鼓励消费者现在能够购买的改变，以后付款，很多人认为这是一种优势，但是人们需要小心信用卡有风险有些人发现很容易超出预算他们会被诱惑去购买他们并不真正需要的商品，并且会很快因债务而负担过重信用卡通常会收取很高的利息，这加剧了这些人的问题然而，明智地使用信用卡可以改善人们的生活质量他们可以让人们获得钱来应付突然发生的意外开支，并妥善处理，他们可以让人们控制自己的开支，每月的报表记录下他们的钱花在哪里了我最钦佩的英语老师。

满分英语范文3：信用卡的普及

The credit card industry is a new industry that combines traditional financial service industry with modern IT industry. It has developed into a huge industrial system in the international community, and has maintained a rapid growth in the mainland. The real sense of credit card standard has realized the rapid development of the number of cards.

The number of credit cards issued in China has exceeded 100 million at the beginning of the year, and the number of credit cards issued in China has exceeded 100 million Good credit card consumer credit function has unique advantages, which solves the problem of temporary capital shortage of cardholders, improves direct purchasing power, and meets the credit demand of mass consumption in recent years. The external environment for the development of credit card business in mainland China is the gradual improvement of "gold card" and "golden net" projects, and gradually expands the acceptance scope of bank card merchants. The government has issued support for mainland banks The personal credit information system initiated by the people's Bank of China has been gradually put into use to develop the credit card industry.

Credit card business is the main source of profit for large foreign-funded commercial banks. The net return on assets is generally more than twice that of traditional credit business, and the profit margin is huge, Therefore, the mainland commercial banks should vigorously develop the credit card business instead of the traditional banking business. The credit card business with high growth and high profit has a large customer base and broad development prospects.

中文翻译：

信用卡产业是传统金融服务业与现代IT业有机结合的新兴产业，在国际社会已发展成为一个庞大的产业体系，并在内地保持了高速增长，真正意义上的信用卡标准实现了卡量的快速发展从年初的万余张跃升到目前的万余张，我国信用卡发卡量已突破亿张，发展势头良好的信用卡消费信贷功能具有独特的优势，解决了持卡人暂时资金短缺的问题，提高了直接购买力，满足了近年来大众消费的信贷需求，内地信用卡业务发展的外部环境是“金卡”、“金网”工程逐步完善，逐步扩大银行卡商户受理范围，政府已出台支持内地银行卡业的相关政策，并补充大力打击信用卡犯罪，由人民银行牵头启动的个人信用信息系统已逐步投入使用发展信用卡产业必须调整和完善银行资产结构信用卡业务是外资大型商业银行的主要利润来源，资产净收益率普遍高于传统信贷业务一倍多，利润空间巨大，因此，内地商业银行应大力发展信用卡业务，而不是传统的银行业务，高增长、高盈利的信用卡业务，客户群大，发展前景广阔。