学生用信用卡的弊端英语作文_三年级真题英语作文4篇

关于”学生用信用卡的弊端“的英语作文模板4篇，作文题目：The Disadvantages of Students Using Credit Cards。以下是关于学生用信用卡的弊端的xx年级英语模板，每篇作文均为真题模板带翻译。

高分英语作文1：The Disadvantages of Students Using Credit Cards

Note: for this part, you can write a short article about credit card in a few minutes. You should write at least one article according to the following Chinese outline: personal credit card is becoming more and more popular in China. Banks and other financial institutions are encouraging customers to change the way they buy credit cards.

The so-called "plastic currency" is being offered on very favorable terms to encourage the elimination of credit cards Many people think that this is an advantage, but people need to be careful about the risk of credit cards. Some people find it easy to exceed their budget. They will be tempted to buy goods they don't really need, and will soon be overburdened by debt.

Credit cards usually charge high interest rates, which aggravate their problems. However, credit cards are not easy to get out of budget, Smart use of credit cards can improve people's quality of life. They can give people money to cope with sudden unexpected expenses.

They can let people control their expenses. Monthly reports provide a record of where their money has gone.

中文翻译：

说明：对于这部分，你可以用几分钟的时间写一篇关于信用卡的短文，你应该至少按照下面的中文大纲写一篇文章：个人信用卡在中国越来越普遍，银行和其他金融机构正在鼓励客户改变购买信用卡的方式，所谓的“塑料货币”正以非常优惠的条件提供，以鼓励消费者现在能够购买的改变，以后付款，很多人认为这是一种优势，但是人们需要小心信用卡有风险有些人发现很容易超出预算他们会被诱惑去购买他们并不真正需要的商品，并且会很快因债务而负担过重信用卡通常会收取很高的利息，这加剧了这些人的问题然而，明智地使用信用卡可以改善人们的生活质量他们可以让人们获得钱来应付突然发生的意外开支，他们可以让人们控制他们的支出，每月的报表提供了他们的钱去了哪里的记录。

万能作文模板2：学生使用信用卡的缺点

Nowadays, credit cards are becoming more and more popular on campus. Banks pay more and more attention to students and formulate various policies to meet the needs of students. As far as I am concerned, people hold different opinions on students who have credit cards.

It is necessary for students to keep credit cards. This is one of the reasons for my opinion. It is convenient for students to deal with various financial problems.

Students can use credit cards to pay tuition fees and other expenses, which is safer than using credit cards to spend a large amount of money elsewhere. This is to teach students to improve their financial ability and develop good spending A good way to get used to money. For example, students who receive pocket money at the beginning of the month must make a consumption plan before spending with credit card, so that they will not be short of money in the end.

In addition, the overdraft function of credit card provides students who can not afford to pay tuition fees with the opportunity to continue education, although some students overdraw money from credit cards and buy luxury and unnecessary things, which will increase I think it is necessary for students to use credit cards, and they should be taught to use credit cards correctly and form correct consumption concepts.

中文翻译：

如今，信用卡在校园里越来越流行，银行越来越重视学生，并制定了各种政策来满足学生的需求。就我而言，人们对拥有信用卡的学生持有不同的看法，学生有必要保留信用卡这是我的观点的原因之一，它方便学生处理各种财务问题学生可以用信用卡支付学费和其他费用，这比用信用卡把一大笔钱花在其他地方更安全这是教会学生提高理财能力，养成良好的花钱习惯的好方法。例如，月初收到零用钱的学生，在用信用卡消费之前，必须先制定一个消费计划，这样他们就不会在最后缺钱了此外，信用卡的透支功能为那些付不起学费的学生提供了继续接受教育的机会，尽管有些学生从信用卡透支了钱，购买了奢侈和不必要的东西，这将增加他们的家庭经济负担，我认为利大于弊，我认为学生使用信用卡是必要的，而且应该教会他们正确使用信用卡，形成正确的消费观念。

满分英语范文3：学生用信用卡的弊端

With the rapid development of economy, people's attitude towards life is also changing. At the same time, credit card is becoming more and more popular. But first of all, what are its advantages and disadvantages? It is very convenient to use credit card.

There is no such thing as stolen cash. Nowadays, people carry a card instead of a heavy purse wherever they go. Second, credit card represents great honor.

People use credit card to show their special identity. On the other hand, it also attracts other people's attention. Credit card does not always lead to overspending because good credit card will lead to overspending.

Somehow, people pay more than they have and credit Card fraud happens more frequently. In my opinion, credit card is good for our life, but we should use it cautiously. Only when we use credit card correctly, can we make contribution to more people, convenient and safe life.

中文翻译：

Vip信用卡使用超支（即信用卡的使用）随着经济的飞速发展，人们的生活态度也在改变，同时信用卡越来越普及，但首先它有哪些优点和缺点，用信用卡是很方便的。现金被盗是不存在的。现在人们无论走到哪里都带着一张卡而不是一个沉重的钱包第二，信用卡代表着巨大的荣誉人们使用信用卡显示了他的特殊身份，另一方面也引起了别人的注意，信用卡并不总是因为好的信用卡会导致超支，不知何故人们支付的钱比他们所拥有的还要多，而且信用卡欺诈行为更频繁地发生在我看来，信用卡在我们的生活中是有好处的，但是我们应该谨慎地使用它，只有当正确使用信用卡才能为更多的人做出贡献方便、安全的生活。