信用卡的弊英语作文_考研真题英语作文4篇

关于”信用卡的弊“的英语作文模板4篇，作文题目：Disadvantages of credit card。以下是关于信用卡的弊的考研英语模板，每篇作文均为真题模板带翻译。

高分英语作文1：Disadvantages of credit card

In recent years, as credit card plays an increasingly important role in our daily life, more and more people like to use credit card when they go out. Credit cards are convenient, which means you don't have to carry a lot of cash. However, many people still fall into the trap of credit card.

In fact, whether this reflects the current social phenomenon that we need to be cautious when using credit card. Banks and other financial institutions are encouraging their customers to change their purchasing methods. They think that credit card can bring great convenience to people.

Irresponsible and overuse of credit cards can bring a lot of risks. Some people think it's very dangerous and easy to exceed their budget. They will be tempted to buy goods they don't really need and will soon be overburdened by debt.

Credit cards usually charge high interest rates, which will aggravate their problems. The worst thing is, if you don't pay your debts in time, in my opinion Come on, using credit card wisely can improve the quality of life. You can use credit card to pay, just like a coin has two sides.

It has both positive and negative sides. We should educate us to use credit card correctly and form a correct consumption concept.

中文翻译：

近年来，随着信用卡在我们日常生活中扮演着越来越重要的角色，越来越多的人喜欢在外出时使用信用卡。信用卡很方便，这意味着你不必携带大量现金。尽管如此，许多人还是落入了信用卡的陷阱，事实上，尽管如此，这是否反映了当前的社会现象我们在使用信用卡时需要谨慎银行和其他金融机构正在鼓励他们的客户改变他们的购买方式，他们认为信用卡可以给人们带来极大的便利。

不负责任和过度使用信用卡会带来很多风险，有些人认为它非常危险很容易超出预算，他们会被诱惑去购买他们并不真正需要的商品，而且很快就会因债务而负担过重信用卡通常会收取很高的利息，这会加剧这些人的问题，最糟糕的是，如果你不及时还债，在我看来，明智地使用信用卡可以提高生活质量你可以用信用卡支付就像硬币有两面一样，有积极的一面，也有消极的一面，我们应该教育我们正确使用信用卡，形成正确的消费观。

万能作文模板2：信用卡的缺点

Only cash and credit cards when a man calls a motel and asks how much a room costs, the clerk tells him that the price depends on the size of the room and the number of people. Do you have children? The gentleman replied that the clerk only takes cash and credit cards.

中文翻译：

只有现金和信用卡当一个男人打电话给汽车旅馆问一个房间要多少钱店员告诉他价格取决于房间大小和人数你带孩子吗先生回答说店员只收现金和信用卡。

满分英语范文3：信用卡的弊

Note: in this section, you can write an essay about credit cards in a few minutes. You should at least write an article according to the Chinese outline given below: credit card personal credit card is becoming more and more popular in China. Banks and other financial institutions are encouraging their customers to change the way they buy.

Credit cards, or so-called plastic money, are being offered in very good conditions to encourage changes. Consumers can buy now and pay later One advantage, but people need to be careful about the dangers of credit cards. Some people find it easy to exceed their budget.

They will be tempted to buy goods. They don't really need credit cards, and they will soon be in debt. Credit cards usually charge high interest rates, which aggravate their problems.

However, smart use of credit cards can improve people's quality of life. They can give people money to cope with sudden unexpected expenses, properly handle them, let people control their expenses, and monthly reports provide records of where their money has gone.

中文翻译：

说明：在这一部分，你可以在几分钟内写一篇关于信用卡的短文。你应该至少按照下面给出的中文大纲写一篇文章：信用卡个人信用卡在中国越来越普遍，银行和其他金融机构正在鼓励他们的客户改变购买方式信用卡，也就是所谓的塑料货币，正以非常好的条件提供，以鼓励改变消费者现在可以购买，以后付款，许多人认为这是一个优势，但人们需要小心信用卡有危险，有些人发现很容易超过预算，他们会被诱惑购买商品他们并不真正需要信用卡，而且很快就会负债累累信用卡通常会收取很高的利息，这加剧了这些人的问题。然而，明智地使用信用卡可以改善人们的生活质量，他们可以让人们获得钱来应付突然发生的意外开支，并妥善处理让人们控制他们的支出，每月报表提供他们的钱去了哪里的记录。